You Need a Budget by Jesse Mecham

Reviewed by Onie Woolahan.

Studies show that the vast majority of people in the Western world do not learn how to handle money when they are growing up. And if your experience was anything like mine, you did not learn about handling money in religious life (poverty, right?). Therefore, chances are high that when you returned to lay life, you were not any further along in learning how to manage money.

You Need A Budget is a great tool for anyone looking to get a better handle on finances. 

I’ve read things here and there about budgeting, finance and investing. Many of these books are similar and tell you to save your money, cut up your credit cards, have an emergency fund, etc. But this book is different and I really liked the perspective that the author brought to this topic. The main point he makes over and over again is that you know what’s important to you and therefore your priorities with money can only come from yourself. He encourages you to first think about what’s important in your life and use your money to do those things.

In areas of my life such as career and relationships, I’ve come to realize that I need to ponder my goals and strategize what I need to do to get there. But for some reason it had not occurred to me to think about my money in this way. It’s a great paradigm shift and I am excited to see what happens as I put these ideas into practice.

I really enjoyed this book and I think you will too. It’s easy to read, very positive and has information that can help people in various stages of life.